r/cursor reports model-switch and billing friction

Sources: r/cursor thread
Summary: Multiple r/cursor posts this window report the same operational complaints: automatic model switching consuming large token budgets in a single prompt, confusion over usage and weekly limits, difficulty canceling billing, and bring-your-own-key support that users describe as restricted. Others ask whether Kimi K3 will be selectable in Cursor. These are unverified user reports, not confirmed defects.
Why it matters: Repeated billing and model-routing complaints from a single agentic-coding tool indicate adoption friction that shapes tool selection, independent of the underlying model quality.